Small and medianasempresas euro zone experienced between April and September 2012 increased difficulties in accessing credit, as reflected in a survey by the European Central Bank (ECB).
Importantly, among the 7,514 companies surveyed appreciated 22% lower availability of bank loans, two percentage points above the previous reference.
In fact, 18% of the participating companies consider access to lafinanciación is your main problem, in line with the 17% of the previous survey.
In addition, survey results point to a slight increase in the proportion of applications rejected requests for loans, which affected 15% compared to 13% above.
Moreover, about 5,000 university will practice in SMEs in 2013, this is because a total of 5,000 Spanish university eligible for as many scholarships Santander Practices in SMEs during 2013, thanks to nine million euros to the bank will provide for this second call of his professional program.
The result of an agreement between the Conference of Rectors of Spanish Universities (CRUE), employers of small and medium enterprises Cepyme and Santander itself, this call aims to offer students their first work experience and facilitate subsequent insertion into the Work market.
In 2012 4.500 scholarships worth 4.2 million euros were granted to 60,000 college and wanted to participate in the program.
According to the bank, this year about 100,000 requests for 10,000 students and offers SMEs are expected. Each fellow receives a prize of 1,800 euros divided into 600 euros per month, although, according to the Santander, many companies extend the probationary period and may even incorporate these young people to their workforces.
Notably other relevant news is the Board that guarantees a loan of 50 million euros to finance incentives for Andalusian SMEs, standing out financing EIB is the line of EIB financing, which benefits the Program Reimbursable funds of the Board, is aimed at viable business projects promoted by SMEs. Loans finance investments in acquisition, renewal or extension of tangible assets (excluding land acquisition); R & D expenses; planning and development costs in the early stages, and associated working capital needs.
The EIB, which was created in 1958 by the Treaty of Rome, is the financial institution of the European Union. The purpose of it is focused on supporting investments that promote economic integration and social cohesion of member states. The resources used complement other sources of funding and can compete with state or Community grants without the maximum amount of loans to exceed 50 percent of total project costs.
Forex Profita is the supplier of daily Forex signals via subscription services delivered in real-time without any waste of time! We have a wealth of industry experience with our forex signals being generated by our team of analysts using proven trading strategies and technical analysis.
Risk Warning: Trading CFDs carries a considerable risk of capital loss.